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Talk to the financial aid office if you are struggling to pay college costs

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Talk to the financial aid office if you are struggling to pay college costs

The median weekly earnings for an employee with a bachelor’s degree is $1,173, according to the Bureau of Labor Statistics, compared to $774 for someone who has some college education, but no degree.

“In this day and age of automated employment applications, often prospective employers are inundated with resumes,” he said. “In that situation, let’s say an employer has four job openings and they receive 4,000 applications. Often times the first cut is, let’s eliminate someone that doesn’t have a bachelor’s degree.”

Graves considers herself fortunate. Just before the final year of her program, she received four scholarships through her college’s foundation that allowed her to complete her degree.

Where to Find Financial Help

There are several financial aid options to investigate if you are faced payday loans South Carolina with dropping classes or, worse, dropping out entirely. Here’s what our experts recommended:

Always fill out the FAFSA

Even if you think you won’t qualify or if you think you won’t need it, always fill out the Free Application for Federal Student Aid (FAFSA) from the US Department of Education. Forgoing those forms, he said, can send a message to your school’s financial aid office that you have the college savings you need, making any type of financial help next to impossible.

“There’s an inherent belief that if you don’t fill out the financial aid forms,” he said, “[you] don’t have financial need.” Gift aid with the FAFSA is free money for college expenses, students should max out their federal aid each year.

You will also need to fill out the FAFSA to apply for any federal student loans, work-study or Parent Plus loans. These loan options have a set interest rate that isn’t based on your credit score and can be a great option for students. Read More

How Payday loan providers victim Upon the Poor — and the Courts Don’t Assistance

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How Payday loan providers victim Upon the Poor — and the Courts Don’t Assistance

In 2003, Tonya Burke was actually residing in new york together with her two kiddies whenever she found myself in financial issues. She had dropped $500 behind on the rent and resources, and neither of their boys’ dads could processor chip in. Next she must take some time removed from operate whenever their younger daughter, who was simply merely 8 period older, required emergency intestinal procedure. After their healing, she begun employed by $11 an hour as a receptionist, “but my personal paychecks weren’t sufficient to protect the trunk debts plus the new ones as well,” she states. “I found myself at a place within my lifestyle where i did son’t wish to query anybody else for services.” There seemed to be a payday lender across the street from their office. Read More